How to Send Money Directly to a Debit Card

Looking for the fastest, most convenient way to send money? Sending money directly to a debit card is the answer. Whether you're supporting loved ones, paying for services, or managing international transfers, direct debit card transfers are quick, secure, and accessible.

Why Send Money to a Debit Card?

Sending money directly to a debit card allows the recipient to access funds almost immediately—without visiting a bank or waiting for deposits to clear.

• Fast access: Funds are available within minutes.
• No bank visits: Funds go straight to the card.
• Secure: Protected with encryption and advanced technology.
• Great for emergencies: Especially useful for urgent or cross-border transfers.

2 Easy Ways to Send Money to a Debit Card

There are two main ways to send money to a debit card:

1. Send Money to a Bank Account Linked to a Debit Card

Most debit cards are linked to a bank account. When you send money to that account, the recipient can access it through their debit card.

Send Money to a Debit Card via Bank Account with Zole

Zole is a top-rated fintech app for sending money from Canada to Nigeria quickly and directly. It supports transfers to bank accounts linked with Nigerian debit cards—making it easy, fast, and secure.

Why Use Zole?

• Direct transfers to Nigerian debit cards via bank accounts
• Instant delivery—often in minutes
• Recurring payments (weekly/monthly)
• Live CAD to NGN exchange rates
• No hidden fees
• Top-tier app security
• In-app financial education blog

Perfect for:

• Supporting family back home
• Paying bills in Nigeria
• Cross-border business transactions

How to Send Money to a Debit Card in Nigeria Using Zole

Step-by-step:

1. Create Your Account – Download the Zole app from Play Store or App Store. Signing up is free, simple, and takes just a few minutes.
2. Choose Nigeria as Your Destination: Once logged in, select Nigeria as the country you want to send money to.
3. Enter the Amount: Input the amount you want to send, and the app will automatically convert it based on the current exchange rate.
4. Select the Recipient: Select the recipient that you are sending the money to. 
5. Confirm:  Double-check the transaction details, including the amount, recipient’s phone number, and transaction description.
6. Send & Relax – Once confirmed, Zole processes your transfer instantly.

That’s it! The recipient receives funds in minutes via their debit card.

2. Send Money Directly to a Debit Card (Without Bank Account)

Another method is to send funds directly to a debit card number, bypassing the need for a bank account. This is perfect when you only have the recipient’s card details. Apps like Paysend allows you to send money directly to debit in supported countries.

How to Send Money Directly with Paysend:

1. Download the Paysend App (Android or iOS).
2. Tap "Send Money".
3. Select the Receiving Country.
4. Choose "Send to Bank Card".
5. Enter Recipient’s Card Details.
6. Input the Amount and tap Continue.
7. Choose Funding Option (e.g., bank, card).
8. Tap Confirm & Send.

Final Thoughts: The Best Way to Send Money to a Debit Card

Whether you’re sending money internationally or within your country, direct debit card transfers are becoming the go-to option for speed and ease.

• For transfers between Canada and Nigeria, Zole is a standout choice.
• For global card-to-card transfers, consider Paysend or similar apps.